Payments
Take payments through the gateway you choose.
Pick your gateway when you sign up. Your store can go live and take orders right away — but every gateway verifies you itself before it will settle money to your bank, and that step is theirs, not ours. What each one asks of you is on its card below.
Our preferred partner, and the one we recommend. The 0% UPI rate is theirs, and so is the verification you clear to get it.
On UPI
0% MDR
Cards, net banking and wallets are charged at our negotiated rates, sent to you during onboarding.
Getting activated
BillDesk verifies every merchant itself before switching payments on, over calls and email — and, for some risk categories, in person. Your store can be live and taking orders while that runs, so start it the day you sign up.
Bring your own Razorpay account if you already run one. Your existing rates carry over, including UPI.
On UPI
Your own rate
All methods are charged at the rates in your own Razorpay agreement.
Getting activated
If your Razorpay account is already active, connect your keys and you are taking payments. If you do not have one yet, Razorpay verifies you itself first, before it will settle to your bank.
We publish our UPI rate because it does not move. Rates for cards, net banking and wallets vary by gateway and by your business, so we send them to you in writing during onboarding rather than quoting a number here that may not be yours.
Where the money goes
Straight from the gateway to your bank.
Your customer pays, and the gateway settles it into your account under your own agreement with them. MyBazaar is not in that flow. We never hold your money, and there is no MyBazaar balance to withdraw from.
What your customers can use
Every way India pays.
UPI
The method most Indian customers reach for first.
Credit & debit cards
Domestic and international cards, wherever your gateway supports them.
Net banking
Direct bank transfer for customers who prefer it.
Wallets
The wallets your gateway carries.
Cash on delivery
Optional, and off by default. Turn it on if it suits your trade.
Start the gateway on day one.
Building the store is the quick part. Your gateway’s verification only starts once you begin it, so starting today is what gets you paid soonest.